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Gig workers and Ayushman Bharat: the Rs 5 lakh health cover announced, and what is still pending

25 October 2026 · 2 min read · HireHo

Based on a March 2025 Tribune report and the May 2026 Social Security rules report by MediaNama. Summarised in our own words.

Rs 5 lakhhealth cover announced under PM-JAY
2025-26Union Budget announcement
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In the Union Budget for 2025-26 the government said online platform workers would be registered on the e-Shram portal, given identity cards and covered under Ayushman Bharat (PM-JAY). In March 2025 the Labour Secretary said preparations for the scheme were "almost complete", and the cover for gig workers and their families was reported as Rs 5 lakh.

What the later report says

A May 2026 report on the new Social Security rules says no specific benefits had been defined and that the Ayushman Bharat cover for platform workers had not yet launched at that time. We have not found official confirmation that it has started since then, so please check with the Labour Ministry or e-Shram before relying on it.

What you can do now

Information on schemes can change quickly. This article reports what two named sources said at their dates.

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SourcesThe Tribune: Gig workers to be covered under Ayushman Bharat, preparations almost completeMediaNama: Social Security (Central) Rules, 2026HireHo explains these reports in its own words. Figures belong to the sources above.
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